{"id":58521,"date":"2025-10-12T14:57:55","date_gmt":"2025-10-12T05:57:55","guid":{"rendered":"https:\/\/dishacourtyard.com\/%eb%86%8d%ed%98%91-%ec%a3%bc%ed%83%9d%eb%8b%b4%eb%b3%b4%eb%8c%80%ec%b6%9c-%ec%a1%b0%ea%b1%b4%ea%b3%bc-%ea%b8%88%eb%a6%ac-%ed%98%bc%ed%95%a9%ea%b8%88%eb%a6%ac%ec%9d%98-%ec%9e%a5%ec%a0%90\/"},"modified":"2025-10-12T14:57:55","modified_gmt":"2025-10-12T05:57:55","slug":"%eb%86%8d%ed%98%91-%ec%a3%bc%ed%83%9d%eb%8b%b4%eb%b3%b4%eb%8c%80%ec%b6%9c-%ec%a1%b0%ea%b1%b4%ea%b3%bc-%ea%b8%88%eb%a6%ac-%ed%98%bc%ed%95%a9%ea%b8%88%eb%a6%ac%ec%9d%98-%ec%9e%a5%ec%a0%90","status":"publish","type":"post","link":"https:\/\/dishacourtyard.com\/?p=58521","title":{"rendered":"\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c: \uc870\uac74\uacfc \uae08\ub9ac, \ud63c\ud569\uae08\ub9ac\uc758 \uc7a5\uc810"},"content":{"rendered":"<p><a href=\"http:\/\/dishacourtyard.com\/wp-content\/uploads\/2025\/10\/unnamed-file-117.jpg\" target=\"_self\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/dishacourtyard.com\/wp-content\/uploads\/2025\/10\/unnamed-file-117.jpg\" alt=\"\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c: \uc870\uac74\uacfc \uae08\ub9ac, \ud63c\ud569\uae08\ub9ac\uc758 \uc7a5\uc810\" width=\"512\" height=\"512\"\/><\/a><\/p>\n<p>\ucd5c\uadfc \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488 \uc911 \ub18d\ud611\uc758 NH\ubaa8\ubc14\uc77c\uc544\ud30c\ud2b8\ub300\ucd9c 2.0\uc774 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub300\ucd9c \uc0c1\ud488\uc740 \ud63c\ud569\uae08\ub9ac\ub97c \uc801\uc6a9\ud558\uc5ec \uace0\uc815\uae08\ub9ac\uc640 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uc870\ud569\ud558\uc5ec \uc81c\uacf5\ud558\ub294 \ud2b9\uc131\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uc870\uac74, \ud55c\ub3c4, \uae08\ub9ac \ubc0f \uc7a5\uc810\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<p style=\"text-align: center;\" data-ke-size=\"size16\">\n  <a href=\"https:\/\/search.naver.com\/search.naver?where=nexearch&#038;sm=top_hty&#038;fbm=0&#038;ie=utf8&#038;query=%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C%20%EA%B8%88%EB%A6%AC\" class=\"myButton\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">\ud83d\udc49 \u2705 \uc0c1\uc138 \uc815\ubcf4 \ubc14\ub85c \ud655\uc778 \ud83d\udc48<\/a>\n<\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<h2>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uac1c\uc694<\/h2>\n<h3>NH\ubaa8\ubc14\uc77c\uc544\ud30c\ud2b8\ub300\ucd9c 2.0<\/h3>\n<p>NH\ubaa8\ubc14\uc77c\uc544\ud30c\ud2b8\ub300\ucd9c 2.0\uc740 \ub18d\ud611\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488\uc73c\ub85c, \ud2b9\ud788 \ud63c\ud569\uae08\ub9ac\ub97c \uc801\uc6a9\ud558\uc5ec \uace0\uc815\uae08\ub9ac 5\ub144\uacfc \uc774\ud6c4 \ubcc0\ub3d9\uae08\ub9ac\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \ub300\ucd9c \uc774\uc6a9\uc790\uac00 \ud604\uc7ac\uc758 \uace0\uae08\ub9ac \ubd80\ub2f4\uc744 \uc904\uc774\uba74\uc11c\ub3c4 \ud5a5\ud6c4 \uae08\ub9ac \uc778\ud558\uc758 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ub300\ucd9c \uc870\uac74 \ubc0f \ud55c\ub3c4<\/h3>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\uae30 \uc704\ud574\uc11c\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4:<br \/>\n&#8211; \ub4f1\uae30\uad8c\ub9ac\uc99d \ub610\ub294 \ub9e4\ub9e4\uacc4\uc57d\uc11c\ub97c \ubcf4\uc720\ud574\uc57c \ud558\uba70, \uc18c\ub4dd \ud655\uc778\uc774 \uac00\ub2a5\ud574\uc57c \ud569\ub2c8\ub2e4.<br \/>\n&#8211; \uac1c\uc778\uc0ac\uc5c5\uc790\ub294 \ub300\ucd9c \uc2e0\uccad\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<br \/>\n&#8211; \ub300\ucd9c \ud55c\ub3c4\ub294 \ucd5c\uc18c 1\ucc9c\ub9cc\uc6d0\uc5d0\uc11c \ucd5c\ub300 10\uc5b5\uc6d0\uae4c\uc9c0 \uac00\ub2a5\ud558\uba70, \uc774\ub294 \uc8fc\ud0dd\ubcc4 LTV(Loan to Value) \ubc0f DSR(Debt Service Ratio)\uc5d0 \ub530\ub77c \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<table>\n<thead>\n<tr>\n<th>\ub300\ucd9c \uc870\uac74<\/th>\n<th>\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ub300\ucd9c \ud55c\ub3c4<\/td>\n<td>1\ucc9c\ub9cc\uc6d0 ~ 10\uc5b5\uc6d0<\/td>\n<\/tr>\n<tr>\n<td>\ub300\ucd9c \uae30\uac04<\/td>\n<td>\ucd5c\uc18c 5\ub144 ~ \ucd5c\ub300 40\ub144<\/td>\n<\/tr>\n<tr>\n<td>\uac70\uce58 \uae30\uac04<\/td>\n<td>\ucd5c\ub300 1\ub144<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><iframe src='https:\/\/tv.naver.com\/embed\/25758445?autoPlay=true' loading=\"lazy\" frameborder='no' scrolling='no' marginwidth='0' marginheight='0' WIDTH='544' HEIGHT='306' allow='autoplay' allowfullscreen><\/iframe><\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<p style=\"text-align: center;\" data-ke-size=\"size16\">\n  <a href=\"https:\/\/search.naver.com\/search.naver?where=nexearch&#038;sm=top_hty&#038;fbm=0&#038;ie=utf8&#038;query=%EB%8B%B4%EB%B3%B4%EB%8C%80%EC%B6%9C%20%EA%B8%88%EB%A6%AC\" class=\"myButton\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">\ud83d\udc49 \u2705 \uc0c1\uc138 \uc815\ubcf4 \ubc14\ub85c \ud655\uc778 \ud83d\udc48<\/a>\n<\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<h2>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uae08\ub9ac<\/h2>\n<h3>\uae08\ub9ac \uad6c\uc870<\/h3>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uae08\ub9ac\ub294 2024\ub144 5\uc6d4 \uae30\uc900\uc73c\ub85c <strong>\ucd5c\uc800 \uc5f0 3.67%<\/strong>\ub85c \uc124\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ucd08\uae30 5\ub144\uac04 \uace0\uc815\uae08\ub9ac\uac00 \uc801\uc6a9\ub418\uba70, \uc774\ud6c4\uc5d0\ub294 \ub9e4 6\uac1c\uc6d4\ub9c8\ub2e4 \ubcc0\ub3d9\uae08\ub9ac\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \uae08\uc735\ucc44 5\ub144 \uae30\uc900\uae08\ub9ac\uc5d0 \uac00\uc0b0\uae08\ub9ac\uc640 \uc6b0\ub300\uae08\ub9ac\ub97c \ud3ec\ud568\ud558\uc5ec \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n<h3>\uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c<\/h3>\n<p>\uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc740 \ub300\ucd9c \uc2e4\ud589 \ud6c4 \uac1c\uc778\uc758 \uc18c\ub4dd\uc774 20% \uc774\uc0c1 \uc99d\uac00\ud560 \uacbd\uc6b0 \uae08\ub9ac\ub97c \ub0ae\ucd9c \uc218 \uc788\ub294 \uad8c\ub9ac\uc785\ub2c8\ub2e4. \uc774\ub294 \ub300\ucd9c \uc774\uc6a9\uc790\uc5d0\uac8c \uae08\ub9ac \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<h2>\ub300\ucd9c \uc0c1\ud658 \ubc29\uc2dd\uacfc \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc<\/h2>\n<h3>\uc0c1\ud658 \ubc29\uc2dd<\/h3>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uc0c1\ud658 \ubc29\uc2dd\uc5d0\ub294 \uc6d0\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658\uacfc \uc6d0\ub9ac\uae08\uade0\ub4f1\ubd84\ud560\uc0c1\ud658 \ub450 \uac00\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc120\ud0dd\ud55c \ubc29\uc2dd\uc5d0 \ub530\ub77c \ub9e4\uc6d4 \uc0c1\ud658\ud574\uc57c \ud560 \uae08\uc561\uc774 \ub2ec\ub77c\uc9c0\ubbc0\ub85c, \uc2e0\uc911\ud558\uac8c \uacb0\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc<\/h3>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\ub294 \uc5f0 1.2%\ub85c, \ub300\ucd9c \uc2e4\ud589 \ud6c4 3\ub144 \uc774\ub0b4\uc5d0 \uc6d0\uae08\uc744 \uc870\uae30 \uc0c1\ud658\ud560 \uacbd\uc6b0 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \ucd94\uac00\uc801\uc778 \uc911\ub3c4\uc0c1\ud658 \uc6d0\uae08\uc5d0 \ub300\ud574 \ubc1c\uc0dd\ud558\ub294 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4.<\/p>\n<h2>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uc7a5\uc810<\/h2>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc740 \ud63c\ud569\uae08\ub9ac\ub97c \ud1b5\ud574 \uace0\uae08\ub9ac\ub85c \uc778\ud55c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\ub294 \ub3d9\uc2dc\uc5d0, \ud5a5\ud6c4 \uae30\uc900\uae08\ub9ac \uc778\ud558\uc5d0 \ub530\ub978 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub294 \uc810\uc5d0\uc11c \ub9e4\ub825\uc801\uc785\ub2c8\ub2e4. \ub610\ud55c, \ub300\ucd9c \uc870\uac74\uc774 \ube44\uad50\uc801 \uc720\ub9ac\ud558\uc5ec \ub9ce\uc740 \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \uc801\ud569\ud55c \uae08\uc735\uc0c1\ud488\uc73c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<h3>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uae08\ub9ac\ub294 \uc5b4\ub5bb\uac8c \uacb0\uc815\ub418\ub098\uc694?<\/h3>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uae08\ub9ac\ub294 \uae08\uc735\ucc44 5\ub144 \uae30\uc900\uae08\ub9ac\uc5d0 \uac00\uc0b0\uae08\ub9ac\uc640 \uc6b0\ub300\uae08\ub9ac\ub97c \ubc18\uc601\ud558\uc5ec \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n<h3>\ub300\ucd9c \uc0c1\ud658 \uae30\uac04\uc740 \uc5bc\ub9c8\ub098 \ub418\ub098\uc694?<\/h3>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc758 \uc0c1\ud658 \uae30\uac04\uc740 \ucd5c\uc18c 5\ub144\uc5d0\uc11c \ucd5c\ub300 40\ub144\uae4c\uc9c0 \uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc740 \uc5b4\ub5bb\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub098\uc694?<\/h3>\n<p>\uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc740 \ub300\ucd9c \uc2e4\ud589 \ud6c4 \uac1c\uc778\uc758 \uc5f0\uc18c\ub4dd\uc774 20% \uc774\uc0c1 \uc99d\uac00\ud55c \uacbd\uc6b0\uc5d0 \ud589\uc0ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n<h3>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\ub294 \uc5b8\uc81c \ubc1c\uc0dd\ud558\ub098\uc694?<\/h3>\n<p>\uc911\ub3c4\uc0c1\ud658\uc218\uc218\ub8cc\ub294 \ub300\ucd9c \uc2e4\ud589 \ud6c4 3\ub144 \uc774\ub0b4\uc5d0 \uc6d0\uae08\uc744 \uc870\uae30 \uc0c1\ud658\ud560 \uacbd\uc6b0\uc5d0\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub18d\ud611 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc740 \ud63c\ud569\uae08\ub9ac\uc640 \uc720\ub9ac\ud55c \uc870\uac74\uc73c\ub85c \ub9ce\uc740 \uad00\uc2ec\uc744 \ubc1b\uace0 \uc788\uc73c\uba70, \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uace0\ub824\ud558\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc88b\uc740 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\uc804 \uae00: <a href=\"https:\/\/seoul365fashion.kr\/\/2023-\uae40\uc7a5\ucca0-\uc808\uc784\ubc30\ucd94-\uc0ac\uc804\uc608\uc57d-\ud310\ub9e4-\uc548\ub0b4\">2023 \uae40\uc7a5\ucca0 \uc808\uc784\ubc30\ucd94 \uc0ac\uc804\uc608\uc57d \ud310\ub9e4 \uc548\ub0b4<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \uc0c1\ud488 \uc911 \ub18d\ud611\uc758 NH\ubaa8\ubc14\uc77c\uc544\ud30c\ud2b8\ub300\ucd9c 2.0\uc774 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub300\ucd9c \uc0c1\ud488\uc740 \ud63c\ud569\uae08\ub9ac\ub97c \uc801\uc6a9\ud558\uc5ec \uace0\uc815\uae08\ub9ac\uc640 \ubcc0\ub3d9\uae08\ub9ac\ub97c \uc870\ud569\ud558\uc5ec \uc81c\uacf5\ud558\ub294 \ud2b9\uc131\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":0,"featured_media":58520,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","fifu_image_url":"http:\/\/dishacourtyard.com\/wp-content\/uploads\/2025\/10\/unnamed-file-117.jpg","fifu_image_alt":"","footnotes":""},"categories":[2026],"tags":[],"class_list":["post-58521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2026"],"_links":{"self":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts\/58521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=58521"}],"version-history":[{"count":0,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts\/58521\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/media\/58520"}],"wp:attachment":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=58521"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=58521"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=58521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}