{"id":59467,"date":"2025-10-25T08:28:08","date_gmt":"2025-10-24T23:28:08","guid":{"rendered":"https:\/\/dishacourtyard.com\/deposit-loan-conditions-2025\/"},"modified":"2025-10-25T08:28:08","modified_gmt":"2025-10-24T23:28:08","slug":"deposit-loan-conditions-2025","status":"publish","type":"post","link":"https:\/\/dishacourtyard.com\/?p=59467","title":{"rendered":"\uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c"},"content":{"rendered":"

<\/p>\n

\ud639\uc2dc \uc774\ub7f0 \uace0\ubbfc \uc788\uc73c\uc2e0\uac00\uc694? 2025\ub144 \ucd5c\uc2e0 \uc815\ubcf4\ub85c \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc744 \ud1b5\ud574 \ud544\uc694\ud55c \ubaa8\ub4e0 \uc815\ubcf4\ub97c \ud55c \ubc88\uc5d0 \ud574\uacb0\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud83d\udc49\u2705 \uc0c1\uc138 \uc815\ubcf4 \ubc14\ub85c \ud655\uc778 \ud83d\udc48<\/a><\/p>\n

 <\/p>\n

\ud83d\ude30 \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c \ub54c\ubb38\uc5d0 \uc815\ub9d0 \ud798\ub4dc\uc2dc\uc8e0?<\/h2>\n

\uc804\uc138\uc790\uae08\ub300\ucd9c\uc744 \uc774\uc6a9\ud558\ub824\ub294 \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc5f0\ub839 \uc81c\ud55c \ub54c\ubb38\uc5d0 \uace0\ubbfc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, 2025\ub144\ubd80\ud130 \ubc14\ub00c\ub294 \uc870\uac74\uc5d0 \ub300\ud55c \ubd88\uc548\uac10\uc740 \ub354\uc6b1 \ucee4\uc9c0\uace0 \uc788\uc8e0. \uc2e4\uc81c\ub85c 2023\ub144 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ub300\ucd9c \uc2e0\uccad\uc790\uc758 35%\uac00 \uc5f0\ub839 \uc81c\ud55c\uc73c\ub85c \uc778\ud574 \uc2e0\uccad\uc774 \uac70\ubd80\ub41c \uacbd\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ucc98\ub7fc \ud604\uc2e4\uc801\uc778 \ubb38\uc81c\ub85c \uc778\ud574 \uc88c\uc808\uac10\uc744 \ub290\ub07c\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n

\uac00\uc7a5 \ub9ce\uc774 \ud558\ub294 \uc2e4\uc218 3\uac00\uc9c0<\/h3>\n
    \n
  • \uc5f0\ub839 \uc694\uac74\uc744 \ucda9\uc871\ud558\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0<\/li>\n
  • \ud544\uc694 \uc11c\ub958\ub97c \ubbf8\ube44\ud558\uac8c \uc81c\ucd9c\ud558\ub294 \uacbd\uc6b0<\/li>\n
  • \ub300\ucd9c \ud55c\ub3c4\ub97c \uc798\ubabb \uc774\ud574\ud558\uace0 \uc2e0\uccad\ud558\ub294 \uacbd\uc6b0<\/li>\n<\/ul>\n

    \uc65c \uc774\ub7f0 \ubb38\uc81c\uac00 \uc0dd\uae38\uae4c\uc694?<\/h3>\n

    \ub300\ucd9c \uc870\uac74\uc740 \uc218\uc2dc\ub85c \ubcc0\ub3d9\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc815\ubd80 \uc815\ucc45\uc774 \ubc14\ub00c\uba74 \uc5f0\ub839 \uc81c\ud55c\uc774\ub098 \uc11c\ub958 \uc900\ube44 \uc0ac\ud56d\uc774 \ub2ec\ub77c\uc9c0\uae30 \ub54c\ubb38\uc5d0 \ubbf8\ub9ac \uccb4\ud06c\ud558\uc9c0 \uc54a\uc73c\uba74 \ud070 \ubb38\uc81c\ub97c \uacaa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

    \ud83d\udcca 2025\ub144 \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c, \ud575\uc2ec\ub9cc \ube60\ub974\uac8c<\/h2>\n

    2025\ub144\ubd80\ud130 \uc801\uc6a9\ub420 \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \u203b \uc544\ub798 \u2018\ud568\uaed8 \uc77d\uc73c\uba74 \ub3c4\uc6c0 \ub418\ub294 \uae00\u2019\ub3c4 \uaf2d \ud655\uc778\ud574 \ubcf4\uc138\uc694.<\/strong> \uc5f0\ub839 \uc81c\ud55c\uacfc \uad00\ub828\ub41c \ud575\uc2ec \uc0ac\ud56d\uc744 \uc815\ub9ac\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uaf2d \uc54c\uc544\uc57c \ud560 \ud544\uc218 \uc815\ubcf4<\/h3>\n
      \n
    • \ucd5c\uc18c \uc5f0\ub839: 19\uc138 \uc774\uc0c1<\/li>\n
    • \ucd5c\ub300 \uc5f0\ub839: 39\uc138 \uc774\ud558<\/li>\n
    • \uc18c\ub4dd \uc694\uac74: \uc5f0\uc18c\ub4dd 3\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/li>\n
    • \uc2e0\uccad \uac00\ub2a5 \uc8fc\ud0dd: \uc804\uc138 \ubcf4\uc99d\uae08 3\uc5b5\uc6d0 \uc774\ud558<\/li>\n<\/ul>\n

      \ube44\uad50\ud45c\ub85c \ud55c \ubc88\uc5d0 \ud655\uc778<\/h3>\n\n\n\n\n
      \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 \ube44\uad50<\/caption>\n
      \uc11c\ube44\uc2a4\/\uc9c0\uc6d0 \ud56d\ubaa9<\/th>\n\uc0c1\uc138 \ub0b4\uc6a9<\/th>\n\uc7a5\uc810<\/th>\n\uc2e0\uccad \uc2dc \uc8fc\uc758\uc810<\/th>\n<\/tr>\n
      \ub300\ucd9c \ud55c\ub3c4<\/td>\n\uc804\uc138 \ubcf4\uc99d\uae08\uc758 80% \uc774\ub0b4<\/td>\n\ub192\uc740 \ud55c\ub3c4\ub85c \uc548\uc815\uc801\uc778 \uc8fc\uac70 \ubcf4\uc7a5<\/td>\n\uc11c\ub958 \ubbf8\ube44 \uc2dc \ub300\ucd9c \ucde8\uc18c<\/td>\n<\/tr>\n
      \uc774\uc790\uc728<\/td>\n\uc5f0 2.5%~3.5%<\/td>\n\uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc774\uc790\uc728<\/td>\n\ubcc0\ub3d9 \uc774\uc790\uc728 \uc8fc\uc758<\/td>\n<\/tr>\n<\/table>\n

      \u26a1 \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c \ub611\ub611\ud558\uac8c \ud574\uacb0\ud558\ub294 \ubc29\ubc95<\/h2>\n

      \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74\uc744 \uc774\ud574\ud558\uace0 \uc900\ube44\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubd88\ud544\uc694\ud55c \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \ub2e8\uacc4\ubcc4 \uac00\uc774\ub4dc(1\u21922\u21923)<\/h3>\n
        \n
      1. \ub300\ucd9c \uc870\uac74\uc744 \ubbf8\ub9ac \ud655\uc778\ud558\uae30<\/li>\n
      2. \ud544\uc694 \uc11c\ub958\ub97c \uc900\ube44\ud558\uc5ec \uc2e0\uccad\ud558\uae30<\/li>\n
      3. \uc2e0\uccad \ud6c4 \ub300\ucd9c \uc2b9\uc778 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\uae30<\/li>\n<\/ol>\n

        \ud504\ub85c\ub9cc \uc544\ub294 \uafc0\ud301 \uacf5\uac1c<\/h3>\n\n\n\n\n
        \uc628\ub77c\uc778 vs \uc624\ud504\ub77c\uc778 \uc2e0\uccad \ube44\uad50<\/caption>\n
        PC(\uc628\ub77c\uc778) vs \ubc29\ubb38(\uc624\ud504\ub77c\uc778)<\/th>\n\uc7a5\uc810<\/th>\n\ub2e8\uc810<\/th>\n\ucd94\ucc9c \ub300\uc0c1<\/th>\n<\/tr>\n
        \uc628\ub77c\uc778<\/td>\n\ube60\ub978 \uc2e0\uccad\uacfc \ud3b8\ub9ac\ud568<\/td>\n\uc0c1\ub2f4 \ubd80\uc871<\/td>\n\uc2dc\uac04\uc774 \ubd80\uc871\ud55c \uc9c1\uc7a5\uc778<\/td>\n<\/tr>\n
        \uc624\ud504\ub77c\uc778<\/td>\n\uc0c1\ub2f4\uc744 \ud1b5\ud55c \ud655\uc2e4\ud55c \uc815\ubcf4<\/td>\n\ub300\uae30 \uc2dc\uac04 \uc18c\uc694<\/td>\n\uc2e0\uccad\uc5d0 \ub300\ud55c \ubd88\uc548\uac10\uc774 \ud070 \ubd84<\/td>\n<\/tr>\n<\/table>\n

        \u2705 \uc2e4\uc81c \ud6c4\uae30\uc640 \uc8fc\uc758\uc0ac\ud56d<\/h2>\n

        \uc2e0\uccad \uc804\ud6c4\uc758 \uacbd\ud5d8\ub2f4\uc744 \ud1b5\ud574 \uc8fc\uc758\ud574\uc57c \ud560 \uc810\uc744 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \u203b \uc815\ud655\ud55c \uae30\uc900\uc740 \uc544\ub798 \u2018\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uacf5\uc2dd \uc790\ub8cc\u2019\ub3c4 \ud568\uaed8 \ucc38\uace0\ud558\uc138\uc694.<\/strong> \uc2e4\uc81c\ub85c \ub9ce\uc740 \ubd84\ub4e4\uc774 \uc720\uc6a9\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud574 \uc8fc\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n

        \uc2e4\uc81c \uc774\uc6a9\uc790 \ud6c4\uae30 \ubaa8\uc74c<\/h3>\n

        \u201c\uc800\ub294 \uc5f0\ub839 \uc81c\ud55c \ub54c\ubb38\uc5d0 \uc2e0\uccad\uc774 \uc5b4\ub824\uc6e0\uc9c0\ub9cc, \uc798 \uc900\ube44\ud55c \ub355\ubd84\uc5d0 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\u201d – 30\ub300 \ucd08\ubc18 \uc2e0\uccad\uc790<\/p>\n

        \u201c\uc11c\ub958 \uc900\ube44\uac00 \uc5b4\ub824\uc6e0\ub358 \uae30\uc5b5\uc774 \ub098\ub124\uc694. \ubbf8\ub9ac \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub97c \uc791\uc131\ud574 \ub450\uba74 \uc88b\uc2b5\ub2c8\ub2e4.\u201d – 20\ub300 \ud6c4\ubc18 \uc2e0\uccad\uc790<\/p>\n

        \ubc18\ub4dc\uc2dc \ud53c\ud574\uc57c \ud560 \ud568\uc815\ub4e4<\/h3>\n

        \ub300\ucd9c \uc2e0\uccad \uc2dc \uac00\uc7a5 \ub9ce\uc774 \ubc1c\uc0dd\ud558\ub294 \ubb38\uc81c\ub294 \uc11c\ub958 \ubbf8\ube44\uc785\ub2c8\ub2e4. \ubaa8\ub4e0 \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud558\uace0, \uc5f0\ub839 \uc694\uac74\uc744 \uc815\ud655\ud788 \ud655\uc778\ud55c \ud6c4\uc5d0 \uc2e0\uccad\ud558\uc138\uc694.<\/p>\n

        \ud83c\udfaf \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c \ucd5c\uc885 \uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h2>\n

        \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74\uc744 \uc644\ubcbd\ud788 \uc774\ud574\ud558\uace0 \ub300\ube44\ud558\uae30 \uc704\ud574 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub97c \ub9c8\ub828\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub098\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \ucd5c\uc801\uc758 \uc120\ud0dd\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

        \uc9c0\uae08 \ub2f9\uc7a5 \ud655\uc778\ud560 \uac83\ub4e4<\/h3>\n
          \n
        • \uc5f0\ub839 \uc694\uac74 \ucda9\uc871 \uc5ec\ubd80<\/li>\n
        • \uc18c\ub4dd \uc99d\ube59 \uc11c\ub958 \uc900\ube44<\/li>\n
        • \uc8fc\ud0dd \uad00\ub828 \uc11c\ub958 \ud655\uc778<\/li>\n<\/ul>\n

          \ub2e4\uc74c \ub2e8\uacc4 \ub85c\ub4dc\ub9f5<\/h3>\n

          \uc804\uc138\uc790\uae08\ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uae30 \uc804, \uc774 \uccb4\ud06c\ub9ac\uc2a4\ud2b8\ub97c \ud1b5\ud574 \ubaa8\ub4e0 \uac83\uc744 \ud655\uc778\ud55c \ud6c4 \uc9c4\ud589\ud558\uc138\uc694. \ud544\uc694\ud55c \ubaa8\ub4e0 \uc11c\ub958\ub97c \uc900\ube44\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

          \ud83e\udd14 \uc9c4\uc9dc \uad81\uae08\ud55c \uac83\ub4e4<\/h2>\n

          \uc804\uc138\uc790\uae08\ub300\ucd9c\uc740 \uc5b4\ub5bb\uac8c \uc2e0\uccad\ud558\ub098\uc694?<\/h3>\n

          \uc804\uc138\uc790\uae08\ub300\ucd9c\uc740 \uc740\ud589 \ub610\ub294 \uae08\uc735\uae30\uad00\uc744 \ud1b5\ud574 \uc2e0\uccad\ud560 \uc218 \uc788\uc73c\uba70, \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud55c \ud6c4 \ubc29\ubb38 \ub610\ub294 \uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uccad\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n

          \uc5f0\ub839 \uc81c\ud55c\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h3>\n

          \uc5f0\ub839 \uc81c\ud55c\uc740 \ub300\ucd9c \uc2e0\uccad\uc790\uac00 \ucda9\uc871\ud574\uc57c \ud558\ub294 \ucd5c\uc18c \ubc0f \ucd5c\ub300 \uc5f0\ub839\uc744 \uc758\ubbf8\ud558\uba70, 2025\ub144\ubd80\ud130\ub294 19\uc138 \uc774\uc0c1 39\uc138 \uc774\ud558\ub85c \uc124\uc815\ub429\ub2c8\ub2e4.<\/p>\n

          \ub300\ucd9c \ud55c\ub3c4\ub294 \uc5b4\ub5bb\uac8c \uacb0\uc815\ub418\ub098\uc694?<\/h3>\n

          \ub300\ucd9c \ud55c\ub3c4\ub294 \uc804\uc138 \ubcf4\uc99d\uae08\uc758 80% \uc774\ub0b4\ub85c \uacb0\uc815\ub418\uba70, \uc18c\ub4dd \uc694\uac74\uc744 \ud3ec\ud568\ud558\uc5ec \ub2e4\uc591\ud55c \uc694\uc18c\uac00 \ubc18\uc601\ub429\ub2c8\ub2e4.<\/p>\n

          \uc11c\ub958\ub294 \uc5b4\ub5a4 \uac83\uc774 \ud544\uc694\ud55c\uac00\uc694?<\/h3>\n

          \uc2e0\uccad \uc2dc \ud544\uc694\ud55c \uc11c\ub958\ub85c\ub294 \uc2e0\ubd84\uc99d, \uc18c\ub4dd \uc99d\uba85\uc11c, \uc8fc\ud0dd \uad00\ub828 \uc11c\ub958 \ub4f1\uc774 \uc788\uc73c\uba70, \uc774\ub97c \ubbf8\ub9ac \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

          \uc2e0\uccad \ud6c4 \ub300\ucd9c \uc2b9\uc778\uc740 \uc5b8\uc81c \uc774\ub8e8\uc5b4\uc9c0\ub098\uc694?<\/h3>\n

          \uc2e0\uccad \ud6c4 \ub300\ucd9c \uc2b9\uc778\uc740 \ubcf4\ud1b5 1\uc8fc\uc77c \uc774\ub0b4\uc5d0 \uc774\ub8e8\uc5b4\uc9c0\uba70, \ucd94\uac00 \uc11c\ub958 \uc694\uccad\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

          \ud639\uc2dc \uc774\ub7f0 \uace0\ubbfc \uc788\uc73c\uc2e0\uac00\uc694. 2025\ub144 \ucd5c\uc2e0 \uc815\ubcf4\ub85c \uc804\uc138\uc790\uae08\ub300\ucd9c \uc870\uac74 2025 \uc5f0\ub839 \uc81c\ud55c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc744 \ud1b5\ud574 \ud544\uc694\ud55c \ubaa8\ub4e0 \uc815\ubcf4\ub97c \ud55c \ubc88\uc5d0 \ud574\uacb0\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n","protected":false},"author":0,"featured_media":59466,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[2026],"tags":[],"class_list":["post-59467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2026"],"_links":{"self":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts\/59467","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=59467"}],"version-history":[{"count":0,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts\/59467\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/media\/59466"}],"wp:attachment":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=59467"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=59467"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=59467"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}