{"id":72611,"date":"2026-02-17T22:49:13","date_gmt":"2026-02-17T13:49:13","guid":{"rendered":"https:\/\/dishacourtyard.com\/?p=72611"},"modified":"2026-02-17T22:49:13","modified_gmt":"2026-02-17T13:49:13","slug":"isa-%ea%b3%84%ec%a2%8c%ec%9d%98-%ec%9e%a5%eb%8b%a8%ec%a0%90%ea%b3%bc-%ed%99%9c%ec%9a%a9-%eb%b0%a9%ec%95%88","status":"publish","type":"post","link":"https:\/\/dishacourtyard.com\/?p=72611","title":{"rendered":"ISA \uacc4\uc88c\uc758 \uc7a5\ub2e8\uc810\uacfc \ud65c\uc6a9 \ubc29\uc548"},"content":{"rendered":"<p><a href=\"https:\/\/dishacourtyard.com\/wp-content\/uploads\/2026\/02\/img_1771336022_1963.jpg\" target=\"_self\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/dishacourtyard.com\/wp-content\/uploads\/2026\/02\/img_1771336022_1963.jpg\" alt=\"ISA \uacc4\uc88c\uc758 \uc7a5\ub2e8\uc810\uacfc \ud65c\uc6a9 \ubc29\uc548\" width=\"512\" height=\"512\"\/><\/a><\/p>\n<p>ISA \uacc4\uc88c\ub294 \uac1c\uc778\uc758 \uc790\uc0b0 \uad00\ub9ac\ub97c \uc704\ud55c \uc720\uc6a9\ud55c \ub3c4\uad6c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uc138\uc81c \ud61c\ud0dd\uc774 \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4. \uc774 \uacc4\uc88c\ub97c \ud1b5\ud574 \uc5ec\ub7ec \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc775\uc5d0 \ub300\ud55c \uc138\uae08\uc744 \uc808\uc138\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac16\uac8c \ub41c\ub2e4. ISA \uacc4\uc88c\uc758 \uc7a5\uc810\uacfc \ub2e8\uc810\uc744 \ud30c\uc545\ud558\uace0, \uc774\ub97c \ud65c\uc6a9\ud558\uc5ec \uac1c\uc778\uc758 \uc7ac\ubb34 \uacc4\ud68d\uc5d0 \uc801\ud569\ud55c \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<p style=\"text-align: center;\" data-ke-size=\"size16\">\n  <a href=\"https:\/\/search.naver.com\/search.naver?where=nexearch&#038;sm=top_hty&#038;fbm=0&#038;ie=utf8&#038;query=%EC%B2%AD%EB%85%84%20ISA%20%EA%B3%84%EC%A2%8C%20%EA%B0%9C%EC%84%A4\" class=\"myButton\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">\ud83d\udc49 \u2705 \uc0c1\uc138 \uc815\ubcf4 \ubc14\ub85c \ud655\uc778 \ud83d\udc48<\/a>\n<\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<h2>ISA \uacc4\uc88c\uc758 \uc815\uc758\uc640 \uae30\ub2a5<\/h2>\n<h3>ISA \uacc4\uc88c\ub780 \ubb34\uc5c7\uc778\uac00<\/h3>\n<p>ISA\ub294 Individual Savings Account\uc758 \uc57d\uc790\ub85c, \uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c\ub97c \uc758\ubbf8\ud55c\ub2e4. \uc774 \uacc4\uc88c\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \ud1b5\ud569 \uacc4\uc88c\ub85c, \uc8fc\uc2dd, \ucc44\uad8c, \ud380\ub4dc \ubc0f \uc608\uae08 \ub4f1 \uc5ec\ub7ec \uc790\uc0b0\uc744 \ud55c \uacf3\uc5d0\uc11c \uad00\ub9ac\ud560 \uc218 \uc788\ub2e4. \ucd5c\uadfc \uae08\uc735 \uc2dc\uc7a5\uc758 \ubcc0\ud654\uc5d0 \ub530\ub77c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc774\ub7ec\ud55c \uacc4\uc88c\ub97c \ud1b5\ud574 \uc790\uc0b0\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \uc788\ub2e4. \uc138\uc81c \ud61c\ud0dd\uc774 \uac15\uc870\ub418\uba74\uc11c \uc815\ubd80\uc758 \uc9c0\uc6d0 \uc544\ub798 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \uc778\uae30\uac00 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c\uc758 \uc8fc\uc694 \ud2b9\uc9d5<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \ube44\uacfc\uc138 \ubc0f \uc800\uc728 \uacfc\uc138 \ub4f1\uc758 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uac1c\uc778\uc758 \ud22c\uc790\uc5d0 \uc720\ub9ac\ud55c \uc870\uac74\uc744 \ub9c8\ub828\ud574\uc900\ub2e4. \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\ub294 \uc774\uc810\uc740 \uc7ac\ud14c\ud06c \uacc4\ud68d\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\uba70, \uac1c\uc778\uc758 \uae08\uc735 \uc790\uc0b0\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uc99d\ub300\uc2dc\ud0ac \uc218 \uc788\ub294 \ubc29\ubc95\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \uacc4\uc88c\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \uc720\uc5f0\ud558\uac8c \ud22c\uc790\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uba70, \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub3c4\ub85d \ub3d5\ub294\ub2e4.<\/p>\n<div style=\"position:relative;padding-bottom:56.25%;height:0;overflow:hidden;text-align:center;\">\n  <iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/Q2tRrL7iXqg\" title=\"YouTube video\"\n    loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"\n    allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\"\n    allowfullscreen\n    style=\"position:absolute;top:0;left:0;width:100%;height:100%;border:0\"><\/iframe>\n<\/div>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<p style=\"text-align: center;\" data-ke-size=\"size16\">\n  <a href=\"https:\/\/search.naver.com\/search.naver?where=nexearch&#038;sm=top_hty&#038;fbm=0&#038;ie=utf8&#038;query=%EC%B2%AD%EB%85%84%20ISA%20%EA%B3%84%EC%A2%8C%20%EA%B0%9C%EC%84%A4\" class=\"myButton\" rel=\"nofollow noopener noreferrer\" target=\"_blank\">\ud83d\udc49 \u2705 \uc0c1\uc138 \uc815\ubcf4 \ubc14\ub85c \ud655\uc778 \ud83d\udc48<\/a>\n<\/p>\n<p data-ke-size=\"size16\">&nbsp;<\/p>\n<h2>ISA \uacc4\uc88c \uac1c\uc124\uc758 \uc7a5\uc810<\/h2>\n<h3>\uc138\uc81c \ud61c\ud0dd<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \uc138\uc81c \ud61c\ud0dd\uc774 \uac00\uc7a5 \ud070 \uc7a5\uc810 \uc911 \ud558\ub098\ub85c, \ube44\uacfc\uc138 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc218\uc775\uc740 \uc138\uae08\uc774 \uba74\uc81c\ub41c\ub2e4. \uc77c\ubc18\ud615 \uacc4\uc88c\uc758 \uacbd\uc6b0 \ucd5c\ub300 200\ub9cc \uc6d0, \uc11c\ubbfc\ud615 \uacc4\uc88c\ub294 400\ub9cc \uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub2e4. \uc774\ub7ec\ud55c \ud61c\ud0dd\uc740 \uac1c\uc778\uc758 \uc7ac\uc815 \uacc4\ud68d\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc694\uc18c\ub85c \uc791\uc6a9\ud55c\ub2e4. \ub610\ud55c, \ube44\uacfc\uc138 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud55c \uc218\uc775\uc5d0 \ub300\ud574\uc11c\ub3c4 9.9%\uc758 \uc800\uc728 \uc138\uae08\uc744 \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\uc5b4, \ub2e4\ub978 \uae08\uc735 \uc0c1\ud488\uc5d0 \ube44\ud574 \uc138\uae08 \ubd80\ub2f4\uc774 \ud06c\uc9c0 \uc54a\ub2e4.<\/p>\n<h3>\ub2e4\uc591\ud55c \uc790\uc0b0 \ud22c\uc790 \uac00\ub2a5<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub294 \ud3ed\ub113\uc740 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc8fc\uc2dd, \ucc44\uad8c, ETF, \ud380\ub4dc, \uc608\uae08 \ub4f1 \uc5ec\ub7ec \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud568\uc73c\ub85c\uc368 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ucd94\uad6c\ud560 \uc218 \uc788\ub2e4. \uacc4\uc88c \ud558\ub098\ub85c \uc5ec\ub7ec \uc790\uc0b0\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\uc5b4 \ud22c\uc790 \uad00\ub9ac\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \ud560 \uc218 \uc788\ub294 \uc810\uc774 \ud070 \uc7a5\uc810\uc774\ub2e4. \ud2b9\ud788, \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc774 \ub192\uc544\uc838 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\ucdb0 \uc790\uc0b0\uc744 \uad6c\uc131\ud560 \uc218 \uc788\ub2e4.<\/p>\n<h2>ISA \uacc4\uc88c \uac1c\uc124\uc758 \ub2e8\uc810<\/h2>\n<h3>\uc758\ubb34 \uc720\uc9c0 \uae30\uac04<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \uac1c\uc124 \ud6c4 \ucd5c\uc18c 5\ub144 \ub3d9\uc548 \uc720\uc9c0\ud574\uc57c \uc138\uc81c \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub2e4. \uc911\ub3c4 \ud574\uc9c0\ud558\uac8c \ub420 \uacbd\uc6b0 \uc138\uc81c \ud61c\ud0dd\uc774 \uc0ac\ub77c\uc9c0\uba70, \ud574\uc9c0 \uc2dc\uc810\uae4c\uc9c0 \ubc1c\uc0dd\ud55c \uc774\uc775\uc5d0 \ub300\ud574 \uc77c\ubc18 \uae08\uc735\uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub41c\ub2e4. \uc774\ub7ec\ud55c \uc758\ubb34 \uc720\uc9c0 \uae30\uac04\uc740 \uac1c\uc778\uc758 \uc790\uc0b0 \uad00\ub9ac \uacc4\ud68d\uc5d0 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \uc720\uc5f0\ud55c \uc790\uc0b0 \uc6b4\uc6a9\uc774 \uc5b4\ub824\uc6cc\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n<h3>\uc0c1\ud488 \uc120\ud0dd\uc758 \uc81c\ud55c<\/h3>\n<p>ISA \uacc4\uc88c\uc5d0\uc11c\ub294 \uc77c\ubd80 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc9c1\uc811 \ud22c\uc790\uac00 \uc81c\ud55c\uc801\uc774\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc8fc\uc2dd \uc9c1\uc811 \ud22c\uc790 \uc2dc \ucf54\uc2a4\ud53c 200\uacfc \ucf54\uc2a4\ub2e5 150 \uc885\ubaa9\ub9cc \uac00\ub2a5\ud558\ub2e4. \ubaa8\ub4e0 \uae08\uc735 \uc0c1\ud488\uc744 \uc790\uc720\ub86d\uac8c \ud3ec\ud568\ud560 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \uac01 \uae08\uc735\uae30\uad00\ub9c8\ub2e4 \uc0c1\ud488 \uad6c\uc131\uc774 \ub2e4\ub97c \uc218 \uc788\ub2e4\ub294 \uc810\uc740 \uc8fc\uc758\ud574\uc57c \ud560 \uc0ac\ud56d\uc774\ub2e4. \uc774\ub7ec\ud55c \uc81c\ud55c\uc740 \ud22c\uc790\uc790\uc5d0\uac8c \uc720\uc5f0\uc131\uc744 \uc904\uc77c \uc218 \uc788\ub2e4.<\/p>\n<h2>ISA \uacc4\uc88c \ud65c\uc6a9 \ubc29\uc548<\/h2>\n<h3>\uc548\uc815\uc801\uc778 \uc7ac\uc815 \uad00\ub9ac<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \uc815\ubd80\uc758 \uc138\uc81c \ud61c\ud0dd \ub355\ubd84\uc5d0 \uc548\uc815\uc801\uc778 \uc800\ucd95\uacfc \ud22c\uc790\ub97c \uac00\ub2a5\ud558\uac8c \ud55c\ub2e4. \uc774\ub97c \ud1b5\ud574 \uac1c\uc778\uc740 \ubcf5\ub9ac\uc758 \ud6a8\uacfc\ub97c \ub204\ub9ac\uba70 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc0b0\uc744 \ub298\ub9b4 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac16\uac8c \ub41c\ub2e4. \uc7a5\uae30\uc801\uc778 \uc7ac\uc815 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0 \uc774\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \ub3c4\uad6c\ub85c\uc11c ISA \uacc4\uc88c\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud558\ub2e4.<\/p>\n<h3>\uae08\uc735 \uc9c0\uc2dd \ud5a5\uc0c1<\/h3>\n<p>ISA \uacc4\uc88c\ub97c \ud65c\uc6a9\ud558\uba74 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc744 \uacbd\ud5d8\ud558\uba74\uc11c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uae08\uc735 \uc9c0\uc2dd\uc744 \uc313\uc744 \uc218 \uc788\ub2e4. \uc5ec\ub7ec \uc790\uc0b0\uc5d0 \ub300\ud55c \ud22c\uc790 \uacbd\ud5d8\uc740 \uac1c\uc778\uc758 \uc7ac\uc815 \uad00\ub9ac \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uba70, \ub354 \ub098\uc544\uac00 \uc2a4\uc2a4\ub85c\uc758 \ud22c\uc790 \uacb0\uc815\uc744 \ubcf4\ub2e4 \uc2e0\uc911\ud558\uac8c \ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294\ub2e4. \uc774\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc7ac\ubb34 \uc0c1\ud669\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4.<\/p>\n<h2>\ud83e\udd14 \uc9c4\uc9dc \uad81\uae08\ud55c \uac83\ub4e4 (FAQ)<\/h2>\n<h3>ISA \uacc4\uc88c\uc758 \ucd5c\uc18c \uae08\uc561\uc740 \uc5bc\ub9c8\uc778\uac00\uc694<\/h3>\n<p>ISA \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uae30 \uc704\ud574\uc11c\ub294 \ucd5c\uc18c 1\uc6d0 \uc774\uc0c1\uc758 \uae08\uc561\uc774 \ud544\uc694\ud558\ub2e4. \uc774\ub294 \ubaa8\ub4e0 \uac1c\uc778\uc774 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud55c \uc870\uce58\uc774\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c\ub294 \uc5b8\uc81c\uae4c\uc9c0 \uc720\uc9c0\ud574\uc57c \ud558\ub098\uc694<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \ucd5c\uc18c 5\ub144 \uc774\uc0c1 \uc720\uc9c0\ud574\uc57c \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \uc628\uc804\ud788 \ub204\ub9b4 \uc218 \uc788\ub2e4. \uc774 \uae30\uac04 \ub3d9\uc548\uc5d0\ub294 \uc790\uc0b0\uc744 \uc548\uc815\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c \ud574\uc9c0 \uc2dc \uc138\uae08\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694<\/h3>\n<p>ISA \uacc4\uc88c\ub97c \uc911\ub3c4 \ud574\uc9c0\ud560 \uacbd\uc6b0, \uc774\uc775\uc5d0 \ub300\ud574 \uc77c\ubc18 \uae08\uc735\uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc8fc\uc758\ud574\uc57c \ud55c\ub2e4. \ub530\ub77c\uc11c \ud574\uc9c0 \uacb0\uc815\uc744 \ud560 \ub54c \uc2e0\uc911\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c\ub294 \uc5b4\ub5a4 \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub098\uc694<\/h3>\n<p>ISA \uacc4\uc88c\ub97c \ud1b5\ud574 \uc8fc\uc2dd, \ucc44\uad8c, ETF, \ud380\ub4dc \ubc0f \uc608\uae08 \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\ub2e4. \uc774\ub294 \uac1c\uc778\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\uc744 \uac00\ub2a5\ud558\uac8c \ud55c\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c\uc758 \uc138\uc81c \ud61c\ud0dd\uc740 \ubb34\uc5c7\uc778\uac00\uc694<\/h3>\n<p>ISA \uacc4\uc88c\ub294 \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uba70, \uc77c\ubc18\ud615 \uacc4\uc88c\ub294 \ucd5c\ub300 200\ub9cc \uc6d0, \uc11c\ubbfc\ud615 \uacc4\uc88c\ub294 \ucd5c\ub300 400\ub9cc \uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub2e4. \uc774\ub294 \uac1c\uc778\uc758 \uc7ac\uc815 \uacc4\ud68d\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc218\uc775\uc740 \uc5b8\uc81c \uc138\uae08\uc774 \ubd80\uacfc\ub418\ub098\uc694<\/h3>\n<p>\ube44\uacfc\uc138 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud55c \uc218\uc775\uc5d0 \ub300\ud574\uc11c\ub294 9.9%\uc758 \uc138\uc728\uc774 \uc801\uc6a9\ub41c\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790 \uc2dc\uc5d0\ub294 \uc138\uae08 \ubd80\ub2f4\uc744 \uace0\ub824\ud574\uc57c \ud55c\ub2e4.<\/p>\n<h3>ISA \uacc4\uc88c\ub294 \uc911\ub3c4 \ubcc0\uacbd\uc774 \uac00\ub2a5\ud55c\uac00\uc694<\/h3>\n<p>ISA \uacc4\uc88c\ub97c \uac1c\uc124\ud55c \uae08\uc735\uae30\uad00\uc740 \uc911\ub3c4 \ubcc0\uacbd\uc774 \uc5b4\ub835\uc9c0\ub9cc \uc774\uc804\uc740 \uac00\ub2a5\ud558\ub2e4. \ub530\ub77c\uc11c \ucc98\uc74c \uc120\ud0dd\ud560 \ub54c \uc2e0\uc911\ud574\uc57c \ud55c\ub2e4. \uac01 \uae30\uad00\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc0c1\ud488 \uad6c\uc131\uc774\ub098 \uc218\uc218\ub8cc\uc5d0 \ucc28\uc774\uac00 \uc788\uc73c\ubbc0\ub85c \uc774\ub97c \uc798 \ube44\uad50\ud574\uc57c \ud55c\ub2e4. <\/p>\n<p>ISA \uacc4\uc88c\ub294 \uc7a5\uc810\uacfc \ub2e8\uc810\uc744 \ubaa8\ub450 \uac16\ucd98 \ud22c\uc790 \uc0c1\ud488\uc73c\ub85c, \uac1c\uc778\uc758 \uc7ac\uc815 \uacc4\ud68d\uacfc \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\uac8c \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \uc7ac\uc815 \uad00\ub9ac\uc640 \uc790\uc0b0 \uc99d\uc2dd\uc758 \uae30\ud68c\ub97c \ucc3e\uc544\ubcf4\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uac1c\uc778\uc758 \uc790\uc0b0 \uad00\ub9ac\ub97c \uc704\ud55c \uc720\uc6a9\ud55c \ub3c4\uad6c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc73c\uba70, \ud2b9\ud788 \uc138\uc81c \ud61c\ud0dd\uc774 \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4. \uc774 \uacc4\uc88c\ub97c \ud1b5\ud574 \uc5ec\ub7ec \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \ubc1c\uc0dd\ud558\ub294 \uc774\uc775\uc5d0 \ub300\ud55c \uc138\uae08\uc744 \uc808\uc138\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac16\uac8c \ub41c<\/p>\n","protected":false},"author":13,"featured_media":72610,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","fifu_image_url":"https:\/\/dishacourtyard.com\/wp-content\/uploads\/2026\/02\/img_1771336022_1963.jpg","fifu_image_alt":"","footnotes":""},"categories":[2026],"tags":[],"class_list":["post-72611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2026"],"_links":{"self":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts\/72611","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=72611"}],"version-history":[{"count":0,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/posts\/72611\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=\/wp\/v2\/media\/72610"}],"wp:attachment":[{"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=72611"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=72611"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dishacourtyard.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=72611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}